One thing individuals can do for themselves is to stay healthy.
"A new study published in the British Medical Journal finds the healthier you are, the richer you will be. Researchers examined the link between health and wealth in rich countries and found that healthier people are more productive at work, earn more and spend more days in the work force because they don't take as much sick leave."
You can read this study at Lean Times
do you think the rich healthy people are in fact healthy due to the fact that they can afford health care and advice (from professionals)?
The causality probably runs both ways. But if you read the article, the research suggests that making your self healthier, no matter how rich you are, will, in the long run, lead to more health.
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